Hubs can ask their customers to validate their own terms and conditions

My insights…

  1. Great idea
  2. Just a comment "By allowing charges you are agreeing to our ToS(with a link)
  3. Not a great fan of checkboxes for this - Just mention at checkout that agreeing to ToS (with a link) covers everything IMO
  4. I think you will find that eCommerce requires a ToS in most countries, or it should. Easier than hiding check boxes would be to supply a generic OFN ToS that shops can adopt if they dont have one. Hidden check boxes that appear are a UX no-no IMO